Just a reminder that American Express cardholders can get a free look at their Experian PLUS credit score and credit report once every 12 months. This is Experian’s own proprietary (”FAKO”) credit score, but is the best you can get from Experian since consumers can no longer get their FICO Score based on Experian data. (Only Equifax and Transunion via myFICO.) PLUS has a range of 330-830 as opposed to the FICO range of 300-850, but like all FAKO they don’t necessarily map directly to FICO.
To access your score, visit americanexpress.com/creditreport and log in as usual. It is free, and you do not need to enroll in any trials to get your free score. They will however try to upsell you their CreditSecure monitoring service after 30 days. Just checked for DW:
From their site:
How much does My Credit Score & Report cost?
My Credit Score & Report is a complimentary benefit offered exclusively to American Express Cardmembers. You pay absolutely nothing. Simply sign up to gain access to your Credit Score and Report.How long will I be enrolled in My Credit Score & Report?
Your enrollment in My Credit Score & Report will last 30 days. After 30 days, you will no longer have access to your complimentary Credit Score and Report. If you wish to continue enjoying access to your Credit Score and Report, you may enroll in CreditSecure.
As always, you can get your free credit reports (not scores) at AnnualCreditReport.com.
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